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Illinois Law Update

Posted in News Articles on 09/01/2010

Effective January 1, 2011, the State of Illinois has place restrictions on the use of credit reports in background checks.  Governor Quinn signed the Employee Credit Privacy Act (H.B. 4658) into law on August 10, 2010.

Credit reports may be used in limited circumstances where a bona fide occupational requirement exists.  Those positions include bonding or security per state or federal law, unsupervised access to more than $2500, signatory power over business assets or more than $100, management and control of the business, access to personal, financial or confidential information trade secrets, or state or national security information.  Employers exempt from this law include many governmental employers, banks, savings and loans, and other financial institutions, debt collectors, insurance companies and surety businesses.

Employers who violate this law may be subject to civil liabilities for damages or injunctive relief.  For more details on this law, click here or here or contact BackTrack at 800-991-9694.