FCRA

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Adverse Action: A Guide for Employers

Posted in Events, News & Events on 01/07/2015

FCRA class action suits are on the rise with nearly 30 filed during the first half of 2014. Do you want your company name to appear in a headline like these? The FCRA is both the simplest with which to comply and the easiest to mess up. Denying an applicant…

Updates for the New Year

Posted in News & Events, News Articles on 01/28/2014

The beginning of a new year is a good time to clear out, clean up, and organize.  Here at BackTrack we would like to take a moment to touch base with our clients to ensure our files are up-to-date. Due to the personal nature of the information we process and…

FCRA Notices Update

Posted in News & Events, News Articles on 09/26/2012

Recent legislation has transferred the interpreting of the Fair Credit Reporting Act (FCRA) rules and forms from the Federal Trade Commission (FTC) to the Consumer Financial Protection Bureau (CFPB).  As a result of that, the FCRA notices that must be given to both our clients and their applicants need to…

FTC and Background Checks

Posted in News & Events, News Articles on 09/07/2012

In the past weeks, the FTC has cracked down on background screening companies who do not follow procedures as set forth by the Fair Credit Reporting Act (FCRA).  The FCRA has specific rules that must be followed in areas such as applicant consent to having a background check done, report…